Financing
HVAC Financing. $0 Down, 0% for 60 Months.
A new AC system is a major investment. We work with homeowners to find a payment plan that fits the budget so you can stay comfortable without the financial stress.
Apply for financing
Two ways to finance your comfort.
Pick the option that fits your project. Apply online with Optimus or Synchrony, on any job, repair or install.
Broad financing that works for any job, whether that is a new install, a full system replacement, or a major repair. Quick online application with a fast decision.
- Finance any service
- Fast online decision
- No obligation to apply
Flexible financing for any job, from a quick repair to a full system install. A straightforward way to get the work done without the upfront hit.
- Finance any service
- Repairs to installs
- Quick online application
All financing is subject to credit approval. See promotional financing disclosures.
Why finance with Swift AC
Affordable comfort, on your terms.
We partner with trusted lenders to offer payment options that work for South Florida homeowners. We walk you through what is available, no high-pressure sales.
The details
How financing with Swift AC works.
Whether you need a full system replacement or a major repair, ask us about our financing options. We will walk you through what is available and help you find the right plan.
- Flexible payment plans available
- Competitive rates on qualifying systems
- Quick and simple application process
- No obligation to apply
- Options for AC installation, replacement, and major repairs
Which option is right for you?
Optimus Financing
The flexible choice. Works for any job, whether that is a new install, a full replacement, or a major repair. Apply online and get a fast decision.
Synchrony
Finance any job with Synchrony, from a repair to a full system install. Apply online and get a fast decision.
Not sure which option fits?
Call us and we will walk you through it. No credit pull until you decide to apply.
Ruud Pro Partner
Get the system your home deserves, on a payment that fits.
Don't put off the install your family needs. With 0% financing for 60 months, you can move on a properly sized Ruud system today. Watch what real Swift work looks like.
Promotional Financing Disclosures
Promotional financing offers are available on qualifying purchases made with your Synchrony Bank credit card. A $29 account activation fee may apply. Credit is extended by Synchrony Bank.
No Interest for 60 Months (Plan 933)
No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR is 26.99%; Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
5.99% APR Until Paid in Full (Plan 980)
Interest will be charged on the promo purchase from the purchase date at a reduced 5.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 3.00% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if the purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promotional purchases. New Accounts as of 7/16/24: Purchase APR 26.99%. Min Interest Charge $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Ready when you are
Comfort done right. Let's get started.
Free estimates on installs. Honest diagnostics on repairs. Same-day service across South Florida and a real human on the other end of the line, every time.
Service area
Palm Beach · Broward · Martin · St. Lucie
Licensed FL #CAC1820211