Financing Options
At Swift Air Conditioning, we believe comfort shouldn’t wait. That’s why we partner with trusted financing providers including YGrene, Synchrony, and Breeze powered by Okinus to offer flexible payment options that fit your budget. Whether you’re upgrading your HVAC system, installing new equipment, or covering an unexpected repair, our financing programs make it easy to move forward with confidence.




Making Comfort More Affordable
We understand that HVAC projects can be unexpected, which is why we offer multiple financing choices through trusted providers. Each program is designed to keep your home comfortable without putting stress on your budget. Explore our available options to see how you can upgrade now and pay over time with confidence.
Ruud makes upgrading your comfort more affordable by offering 0% interest financing through Synchrony for eligible customers. While this program is a great option for Ruud heating and cooling systems, Synchrony can also be used to finance a wide range of other HVAC products and services. With quick approvals, clear terms, and flexible monthly payment options, Synchrony gives homeowners an easy way to move forward with repairs, replacements, or new installations without the upfront financial pressure.
YGrene offers an affordable way to make energy-efficient home improvements without upfront costs. Through their PACE financing program, eligible homeowners can finance qualifying HVAC upgrades, including new air conditioning and heating systems, and repay the cost over time through their property taxes. YGrene provides fast approvals, flexible terms, and no minimum credit score requirements, making it a strong option for customers looking to improve comfort, lower energy use, and spread payments out in a way that fits their budget.
Breeze, powered by Okinus, makes financing home comfort upgrades simple and convenient. Eligible homeowners can use Breeze to finance a wide range of HVAC systems and services, including new installations, repairs, and replacements. With quick approvals, flexible monthly payments, and transparent terms, Breeze helps you manage the cost of home comfort projects without upfront financial stress, giving you an easy way to invest in reliable heating and cooling solutions.
Optimus Financing offers flexible payment options to help make HVAC repairs, replacements, and upgrades more affordable. With quick approvals and competitive terms, Optimus allows eligible customers to spread the cost of their project over time instead of paying everything upfront. This financing option can be used for a wide range of home comfort solutions, giving you the flexibility to move forward when you need it most.
Apply for Optimus Financing here.
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